Commercial Auto

Personal and business auto insurance, although comparable, frequently need clarification. Commercial auto insurance is created especially for automobiles used by or for a business. However, they are both very similar to one another in many ways.

Commercial auto insurance may provide both liability coverage and collision coverage for commercial vehicles and their drivers. For instance, in the case of an accident, liability coverage helps cover the other driver's repair and medical expenses while the collision coverage compensates for any damages or medical expenses you or your car may incur.

What does Commercial Auto Insurance Cover?

Commercial auto insurance also provides coverage for a few other things in addition to liability and collision, such as:

● Damage brought on by burglary, vandalism, falling objects, or weather-related occurrences

● Medical payments for injuries resulting from an accident

● Pays for vehicle theft as well as damage brought on by other occurrences like vandalism

● Covers legal costs if a person sues you for damages caused by your vehicle

● Damages caused by drivers who are either insured or uninsured

Why You or Your Business Needs Commercial Auto Insurance?

● Your rates are often deductible from your taxes. You can deduct them as a business expense to lower your yearly tax liability.

● Also, regardless of who is to blame for the collision, commercial auto insurance can compensate policyholders for the payment of necessary vehicle repairs.

Who Needs Commercial Auto Insurance?

If you frequently use your trucks for business purposes or if you bought vehicles, particularly for your company, you need coverage beyond personal auto insurance. Commercial auto insurance is what you need to obtain to protect these assets.

Final Notes

Commercial auto insurance keeps you assured against any unforeseen circumstance that might loom. Unexpected occurrences are inevitable in the transportation industry. Purchasing commercial auto insurance means getting prepared for any incident that can wreck your business. Having said the above, the best insurance agency to render perfect service to you is SJ insurance.

Get a quote from us today and have yourself and properties insured confidently.