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Auto insurance is complicated, and it doesn't have to be. We take out all the complications with auto insurance. Most people have an insurance policy but don't  exactly understand what they are covered for. Don't put yourself in a position where you find this out after you are in an accident and don't know what coverage you have. Listed below are the basic types of car insurance. Contact us to find out how to obtain the right coverage you need for your particular situation.

• Collision Coverage – This is the most basic insurance type that covers your vehicle for physical damage if you collide, or run into, something. This covers collisions with other cars as well as if you were to run into a wall, barrier or bridge.
• Comprehensive Coverage – This covers any damage to your car that may happen that is not directly related to a collision. This would include things such as theft, fire, hitting a deer or vandalism. Also known as other than collision coverage. 
• Liability Coverage – This type of coverage covers the damages when you are at fault in an accident and you damage someone else’s car, property, or injure someone. Liability coverage is mandated by law, so it is important that you as the driver make certain you have an adequate amount. You want to make sure you have enough protection to cover your assets, like a home or  a business.
• Medical Payments – Medical payments pay for any injuries to the driver or passengers that occur if an accident occurred while you were driving. Medical payment insurance varies from state to state, so make certain you are covered correctly.

Now that you understand the different types of auto insurance coverages available, you are probably ready to find the right coverage for you. The best way to do this is to contact us directly which will allow you to compare insurance quotes with a licensed representative . By doing this, you can rest assured you are getting the best deal as well as getting the personal attention you need to make sure you are covered properly. Enter your information below and a licensed agent will call you shortly .