Commercial Auto similar to Personal Auto insurance, Commercial Auto covers the vehicles that you use for your business and the people who drive them. Commercial Auto Insurance can also help pay to repair physical damage to the vehicle you drive for business if it's damaged by theft, weather events, or collisions. It can also pay for lawsuit costs associated with accidents, such as medical expenses and legal fees.
EXAMPLE: You’re driving across town to meet a client for lunch, but on the way, you accidentally hit the back of another car when they stop at a red light. Since you were driving for work, your Commercial Auto coverage will cover the damages to both cars and cover any medical costs.
*Specific coverage may vary by policy