Business Owners Policy

Business Owners Policy (BOP) bundles general liability coverage with business property insurance in one convenient package. A BOP is a special type of commercial insurance designed for small and medium-sized businesses. By bundling general liability insurance and property insurance into a single policy, BOPs typically offer a reduced premium, often making them a more cost-effective option than separately purchased policies.


  • Customer injury or property damage
  • Advertising injuries (libel and slander)
  • Related defense costs
  • Damage to your business property or equipment
  • Building coverage (optional)

EXAMPLE: Your office was robbed overnight and computers, printers, monitors,  and other office equipment were stolen. Luckily you have a Business Owners Policy that covers the cost of the damages to your building and the expense of replacing the stolen equipment.

*Specific coverage may vary by policy