Health insurance plans for individuals and families can help cover expenses in the case of serious medical emergencies, and help you and your family stay on top of preventative health-care services. Having health insurance coverage can save you money on doctor's visits, prescriptions drugs, preventative care and other health-care services. Typical health insurance plans for individuals include costs such as a monthly premium, annual deductible, co-payments, and coinsurance.
The cost of your health insurance plan could be affected by age and tobacco use, but you will not be declined for an individual health insurance plan due to pre-existing conditions.
Providing health insurance as a small business is a great way to hire and retain excellent employees. The Affordable Care Act currently requires businesses, with 50 or more full time workers, to offer health insurance. If businesses who have 50 full time employees or more, fail to provide health insurance to employees, they may be subject to fines.
Short-term plans are a great way to get health insurance with temporary health insurance coverage. If you have a gap in health insurance coverage, short-term plans offer limited coverage at affordable prices. This type of health insurance is also easy to enroll in, and coverage can start in just a few days.